Foreclosure Protection
Foreclosure is the result of a homeowner not being able to pay his mortgage or in more and more cases, not wanting to pay his or her mortgage. Maybe you just have a feeling something is not right. Maybe its because of a job loss; disability income loss; divorce; death of a wage earner; serious illness of a family member and the resultant medical bills; or in the growing trend in the United States, because the homeowner re-financed with the intention of cashing out his equity and never making any further mortgage payments. Whichever situation caused you to stop making your mortgage payments, we have the solution for you! However, the most important thing that you can grasp, and please do so IMMEDIATELY, is that your foreclosure is TIME SENSITIVE!
It all start at the "closing" where we gather with other people that are "invovled" in the process to sign the documents to purchase your new home. Do we really know what goes on at the closing? Are we ever told who all the participants are in that entire process? Are we truly given "full disclosure" of all the various aspects of that entire transaction regarding what, for most people, is the single largest purchase they will make in their entire life? Let's start with the very first part of the transaction. We have a virtual stack of papers placed in front of us and we are instructed where we are supposed to start signing or initialing on those "closing documents". There seems to be so many diffrent documents with enough legal laguage that we could read for hours just to get through them the first time, much less begin to fully understand them. Are we given a copy of all these documents at least 7 days prior to the closing so we read and study these documents so we fully understand what it is that we are signing. And agreeing to? That has never happened for the average consumer and purchaser of a property in the last 30 years or more if it ever has at all.
WHY? We have a stack of documents placed before us at the "closing" that we haven't ever seen before and are instructed where to sign or initial to complete the transaction and "get our new home". You are told you have a "three day right of rescission" but did you really stop and read all the documents after you have purchased your home and want to move in? It all seems so simple and clear on its face and then the transaction is completed. After the "closing" everyone is all smiles and you believe you have a new home and have to repay the "lender", over a period of 30 years, the money which you believe you have "borrowed".
The simple truth is that most homeowners are victims of predatory lending, and don't realize they're being tooken advantage of! Before you consider remodification or bankruptcy or just give up. You have the right as a consumer to have your mortgage account/loan audited to discover if any type of "Studied Concealment and Misrepresentation" were committed against you. Grab your deed of trust start to read, educate yourself do what you did not have time to do when you sign those documents. If you don't understand and have any questions feel free to schedule a consultation so we can effectively execute a plan of action to PROTECT YOUR HOME FROM FORECLOSURE AND FORECLOSURE THREATS.