MORTGAGE SOLUTION

        If you have your original closing mortgage documents available, you'll be able to flip through them and see what the mortgage company has purposly left undisclosed and concealed from  you. The two main documents that we will be referencing will be the NOTE and the DEED OF TRUST (or mortgage). The note is commonly referred to as a prommissory note. However, it is not a traditional promissory note. 

       At the end of our mortgage solution service, which takes about four months to complete, you will have battled the bank's trustees to obtain your property free and clear. After all, you are the rightful owner of your home. Look at your Deed of Trust; your name is on it. You've already paid for your house. It was paid for in full before you even signed the papers at escrow, and you didn't even know it; nor was it disclosed to you.

The Promissory Note

       The promissory note starts out referring  to you as the Borrower. It talks about the borrower's promise to pay. Following those words, it says "In return for a loan that I have recieved." After that it says, "I promise to pay." and then the exact dollar figure is listed. Then the Promissory Note mentions the installment payments and interest. Then the Note says: "In return for a loan that I have received." Then a date is listed on that note.

       The question is: When you went to the title company or escrow office and signed all the documents for your mortgage, had you already recieved a "loan"? That's an important question. The note that you signed says at the very top. "In return for a loan that I recieved." What this is telling you is that you received a loan sometime before that date that you signed the note.

       Let's say that you signed the note on february 12, 2021. What the words, "In return for a loan that I have recieved, " it really means that at some time before february 12, 2021, I received a loan. The fact is, you did not actually recieve a loan before that date; matter of fact, you never recieved ANY kind of a loan at all...at any time! There was no loan recieved or provided you. This whole "loaning you money to buy a house" is a complete and total "Studied Concealment and misrepresentation committed against you.

There Never Was A Real Loan...

       The fact is you did not recieve a loan before the date that you signed a note. You didn't see a cashier check in the mail a few days before you went and signed those papers, did you? You didn't get any kind of an electronic transfer into your checking account before you signed either!

       When you go to the title company and signed the mortgage documents, you see the words at the top of the note, "In return for a loan that I have received," you might think, "I'll sign this and after I sign it, I guess I have recieved a loan." But that is not what the document says.

       If there is ever a legal controversy concerning whether you actually recieved a loan prior to signing or assumed you recieved a loan at the time of the signing; which side will win, the side that argues their assumptions or the side that argues the "exact words" on the pages you signed? You know the answer to that. It's the wordson the document that will win.

       When you see a document that states, " In return for a loan that I have recieved," and you know for a fact that no loan was recieved, something odd is going on. When it says, "have received" in the past tense, as though a past event has already occurred (by the date you're signing the note), you know that it has  a meaning. Everything in legal terms and legalese means something.

       The meaning of the words "have received" is that some event already happened. If you know that it didn't happen, something is wrong. Somebody is not telling the truth. Who is not telling the truth?

       As you take a close look at the note, something very interesting is taking place. Did you know that YOU created that note? Did you know that YOU created the deed of trust?

       If you closely examine the wording on the note and the deed of trust, it will begin to make sense to you. It says, " I will do this, I will do that. In return for a loan that I have recieved, I promise to pay. I understand this. I will do this, etc..." as it proceeds through the note.

       You realize that these are statements that they have printed out for you, but you are the one who is signing the documents, so it looks like you have produced and provided these statements to them. In signing these documents you assert that "in return for a loan that I recieved", it looks like they are tricking you into signing a statement that isn't true. You might think, "Hey, they are making me sign a statement that isn't true, it's a lie." By doing this, the bank is putting that lie that you recieved a loan into your mouth. You the one signing it and saying it, and that gives them the privilege to say. "The borrower says and agrees that they've received a loan, so we'll proceed on the basis of what they said and signed to. They signed the papers saying they've recieved a loan. We'll go ahead and behave as though they did receive  it, and we'll require them to make payments.

       That is not a fair and just transaction when no loan was provided to you in the transaction. No money was actually provided to you as a loan. In return for not providing a loan to you, you have to pay the bank a payment every month for the next 15 or 30 years! 

 DON'T WAIT TILL YOUR ISSUE BECOMES A PROBLEM THAT TIME WILL NOT ALLOW US TO SOLVE. THE TIME IS NOW TO PREPARE.